Hello.

The fastest way to reach Marcus is email. He reads everything; he replies when there's something to say.

What people email about

Questions about a piece. Corrections (always welcome). Their own debt-payoff or budgeting stories. Disagreements. Recommendations for things Marcus might find interesting. Sponsorship inquiries — Marcus accepts 1-2 per quarter for editorial-form sponsored articles.

What Marcus is not

A licensed financial advisor, CPA, attorney, or therapist. If you need professional help with debt, taxes, legal matters, or mental health around money, those are the appropriate professionals — not a personal-finance essayist on the internet.

For brands

Email "Sponsorship" in the subject. Format is a long-form editorial essay published here, sometimes with follow-up. Marcus retains full editorial control — if he doesn't believe in the product after diligence, he won't write a positive piece. Affiliate commission models work better than flat fees.

Mailing address

For legal or formal reasons. Email first; we'll respond with the postal address.