Terms of Use
Rules of using ruleofwealth.com. Last updated 2026-05-26.
The short version
This is a personal essay site about household finance. The writing belongs to Marcus Vale. Don't copy whole articles without permission. Some posts are sponsored — always disclosed at the top and foot. Nothing here is professional financial advice. By reading the site, you accept these terms.
Editorial independence + sponsored content
Articles tagged "Advertorial" are produced in partnership with a brand. The brand pays for placement; the opinion is the author's. If we wouldn't publish something positive about a product on its merits, we don't publish it for money. Reader trust is the only sustainable business model.
Sponsored articles may include affiliate links that pay a commission on referred sales. Always disclosed at the top of the article and again at the foot.
Not professional advice
Nothing on this site is professional financial, legal, tax, or other advice. Personal-finance situations vary. Consult licensed professionals (CPA, financial advisor, attorney) before making decisions on debt, taxes, insurance, or investments.
Intellectual property
Articles, photos, and design belong to Marcus Vale. Quote a few sentences with attribution and a link — that's how the internet works. Don't republish whole articles. Don't use the photos commercially.
Liability
Provided as-is. We don't warrant accuracy or currency. If something on the site causes you a problem, your remedy is to stop reading.
Changes
Material changes will be noted at the top.